Neuronal signatures of a random-dot motion comparison task

A scoping review of financial decision-making measures in midlife and beyond: results from the advancing reliable measurement in cognitive aging and decision-making ability (ARMCADA) study

Background

Cognitive decline in older adults affects key functions such as memory, concentration, planning, reasoning, and decision-making (DM). This decline in cognitive abilities compromises basic DM skills, with growing evidence that DM can decline before noticeable impairment or an official cognitive impairment diagnosis, adversely impacting quality of life and leading to negative outcomes in financial management and daily activities.

Objective

This scoping review aims to identify and evaluate existing measures of financial decision-making (FDM) abilities in clinical and community-dwelling populations aged 45 and older.

Methods

We conducted a systematic search in EMBASE (Elsevier), PsycINFO, PubMed, MEDLINE, PsychARTICLES, and Web of Science for studies published between January 2018 and November 2023. The multi-domain scoping review yielded 16,278 records. Title and abstract, as well as full-text screenings, respectively, were completed by two reviewers and conflicts were resolved by PhD level researchers. We then extracted data from the full-text articles.

Results

The scoping review yielded 154 articles with 96 unique measures. The most frequently used measures were variations of the Iowa Gambling Task (IGT), The Legal Capacity for Property Law Transactions Assessment Scale (LCPLTAS), the Decision-making Competence Assessment Tool (DMCAT), the temporal discounting paradigm, and the Short Form version of the Financial Capacity Instrument (FCI-SF). Commonly used measures of financial decision-making (FDM) often assessed specific aspects, such as risk-taking behavior and basic financial knowledge.

Discussion

Many of the FDM measures found in this scoping review were developed for use in laboratory settings, and less is known about potential for clinical use adaptation. Future work addressing this measurement gap could significantly enhance early interventions to ameliorate or mitigate decline, thereby improving financial management and quality of life for at-risk individuals.

Divided Attention Has Limited Effects on Speech Sensorimotor Control

PURPOSE

When vowel formants are externally perturbed, speakers change their production to oppose that perturbation both during the ongoing production (compensation) and in future productions (adaptation). To date, attempts to explain the large variability across individuals in these responses have focused on trait-based characteristics such as auditory acuity, but evidence from other motor domains suggests that attention may modulate the motor response to sensory perturbations. Here, we test the extent to which divided attention impacts sensorimotor control for supralaryngeal articulation.

METHOD

Neurobiologically healthy speakers were exposed to random (Experiment 1) or consistent (Experiment 2) real-time auditory perturbation of vowel formants to measure online compensation and trial-to-trial adaptation, respectively. In both experiments, participants completed two conditions: one with a simultaneous visual distractor task to divide attention and one without this secondary task.

RESULTS

Divided visual attention slightly reduced online compensation, but only starting > 300 ms after vowel onset, well beyond the typical duration of vowels in speech. Divided attention had no effect on adaptation.

CONCLUSIONS

The results from both experiments suggest that the use of sensory feedback in typical speech motor control is a largely automatic process unaffected by divided visual attention, suggesting that the source of cross-speaker variability in response to formant perturbations likely lies within the speech production system rather than in higher-level cognitive processes. Methodologically, these results suggest that compensation for formant perturbations should be measured prior to 300 ms after vowel onset to avoid any potential impact of attention or other higher-order cognitive factors.

Neural correlates of confidence during decision formation in a perceptual judgment task

When we make a decision, we also estimate the probability that our choice is correct or accurate. This probability estimate is termed our degree of decision confidence. Recent work has reported event-related potential (ERP) correlates of confidence both during decision formation (the centro-parietal positivity component; CPP) and after a decision has been made (the error positivity component; Pe). However, there are several measurement confounds that complicate the interpretation of these findings. More recent studies that overcome these issues have so far produced conflicting results. To better characterise the ERP correlates of confidence we presented participants with a comparative brightness judgment task while recording electroencephalography. Participants judged which of two flickering squares (varying in luminance over time) was brighter on average. Participants then gave confidence ratings ranging from "surely incorrect" to "surely correct". To elicit a range of confidence ratings we manipulated both the mean luminance difference between the brighter and darker squares (relative evidence) and the overall luminance of both squares (absolute evidence). We found larger CPP amplitudes in trials with higher confidence ratings. This association was not simply a by-product of differences in relative evidence (which covaries with confidence) across trials. We did not identify postdecisional ERP correlates of confidence, except when they were artificially produced by pre-response ERP baselines. These results provide further evidence for neural correlates of processes that inform confidence judgments during decision formation.

Rat movements reflect internal decision dynamics in an evidence accumulation task

Perceptual decision-making involves multiple cognitive processes, including accumulation of sensory evidence, planning, and executing a motor action. How these processes are intertwined is unclear; some models assume that decision-related processes precede motor execution, whereas others propose that movements reflecting on-going decision processes occur before commitment to a choice. Here we develop and apply two complementary methods to study the relationship between decision processes and the movements leading up to a choice. The first is a free response pulse-based evidence accumulation task, in which stimuli continue until choice is reported. The second is a motion-based drift diffusion model (mDDM), in which movement variables from video pose estimation constrain decision parameters on a trial-by-trial basis. We find the mDDM provides a better model fit to rats' decisions in the free response accumulation task than traditional DDM models. Interestingly, on each trial we observed a period of time, prior to choice, that was characterized by head immobility. The length of this period was positively correlated with the rats' decision bounds and stimuli presented during this period had the greatest impact on choice. Together these results support a model in which internal decision dynamics are reflected in movements and demonstrate that inclusion of movement parameters improves the performance of diffusion-to-bound decision models.

Secondary motor integration as a final arbiter in sensorimotor decision-making

Sensorimotor decision-making is believed to involve a process of accumulating sensory evidence over time. While current theories posit a single accumulation process prior to planning an overt motor response, here, we propose an active role of motor processes in decision formation via a secondary leaky motor accumulation stage. The motor leak adapts the "memory" with which this secondary accumulator reintegrates the primary accumulated sensory evidence, thus adjusting the temporal smoothing in the motor evidence and, correspondingly, the lag between the primary and motor accumulators. We compare this framework against different single accumulator variants using formal model comparison, fitting choice, and response times in a task where human observers made categorical decisions about a noisy sequence of images, under different speed-accuracy trade-off instructions. We show that, rather than boundary adjustments (controlling the amount of evidence accumulated for decision commitment), adjustment of the leak in the secondary motor accumulator provides the better description of behavior across conditions. Importantly, we derive neural correlates of these 2 integration processes from electroencephalography data recorded during the same task and show that these neural correlates adhere to the neural response profiles predicted by the model. This framework thus provides a neurobiologically plausible description of sensorimotor decision-making that captures emerging evidence of the active role of motor processes in choice behavior.

A random-object-kinematogram plugin for web-based research: implementing oriented objects enables varying coherence levels and stimulus congruency levels

One of the recent major advances in cognitive psychology research has been the option of web-based in addition to lab-based experimental research. This option fosters experimental research by increasing the pace and size of collecting data sets. Importantly, web-based research profits heavily from integrating tasks that are frequently applied in cognitive psychology into open access software. For instance, an open access random-dot kinematogram (RDK) plugin has recently been integrated into the jsPsych software for web-based research. This plugin allows researchers to implement experimental tasks with varying coherence levels (with that varying task difficulty) of moving dots or varying signal to noise ratios of colored dots. Here, we introduce the random-object kinematogram (ROK) plugin for the jsPsych software which, among other new features, enables researchers to include oriented objects (e.g., triangles or arrows) instead of dots as stimuli. This permits experiments with feature congruency (e.g., upwards-moving triangles pointing upwards) or incongruency (e.g., upwards-moving triangles pointing downwards), allowing to induce gradual degrees of stimulus interference, in addition to gradual degrees of task difficulty. We elaborate on possible set-ups with this plugin in two experiments examining participants' RTs and error rates on different combinations of coherence and congruency levels. Results showed increased RTs and error rates on trials with lower coherence percentages, and on trials with lower congruency levels. We discuss other new features of the ROK plugin and conclude that the possibility of gradually varying the coherence level and congruency level independently from each other offers novel possibilities when conducting web-based experiments.

Temporal dynamics of decision making: A synthesis of computational and neurophysiological approaches

As interest in the temporal dynamics of decision-making has grown, researchers have increasingly turned to computational approaches such as the drift diffusion model (DDM) to identify how cognitive processes unfold during choice. At the same time, technological advances in noninvasive neurophysiological methods such as electroencephalography and magnetoencephalography now allow researchers to map the neural time course of decision making with millisecond precision. Combining these approaches can potentially yield important new insights into how choices emerge over time. Here we review recent research on the computational and neurophysiological correlates of perceptual and value-based decision making, from DDM parameters to scalp potentials and oscillatory neural activity. Starting with motor response preparation, the most well-understood aspect of the decision process, we discuss evidence that urgency signals and shifts in baseline activation, rather than shifts in the physiological value of the choice-triggering response threshold, are responsible for adjusting response times under speeded choice scenarios. Research on the neural correlates of starting point bias suggests that prestimulus activity can predict biases in motor choice behavior. Finally, studies examining the time dynamics of evidence construction and evidence accumulation have identified signals at frontocentral and centroparietal electrodes associated respectively with these processes, emerging 300-500 ms after stimulus onset. These findings can inform psychological theories of decision-making, providing empirical support for attribute weighting in value-based choice while suggesting theoretical alternatives to dual-process accounts. Further research combining computational and neurophysiological approaches holds promise for providing greater insight into the moment-by-moment evolution of the decision process. This article is categorized under: Psychology > Reasoning and Decision Making Neuroscience > Cognition Economics > Individual Decision-Making.

Neurophysiology of Human Perceptual Decision-Making

The discovery of neural signals that reflect the dynamics of perceptual decision formation has had a considerable impact. Not only do such signals enable detailed investigations of the neural implementation of the decision-making process but they also can expose key elements of the brain's decision algorithms. For a long time, such signals were only accessible through direct animal brain recordings, and progress in human neuroscience was hampered by the limitations of noninvasive recording techniques. However, recent methodological advances are increasingly enabling the study of human brain signals that finely trace the dynamics of the unfolding decision process. In this review, we highlight how human neurophysiological data are now being leveraged to furnish new insights into the multiple processing levels involved in forming decisions, to inform the construction and evaluation of mathematical models that can explain intra- and interindividual differences, and to examine how key ancillary processes interact with core decision circuits.

Auditory information enhances post-sensory visual evidence during rapid multisensory decision-making

Despite recent progress in understanding multisensory decision-making, a conclusive mechanistic account of how the brain translates the relevant evidence into a decision is lacking. Specifically, it remains unclear whether perceptual improvements during rapid multisensory decisions are best explained by sensory (i.e., ‘Early’) processing benefits or post-sensory (i.e., ‘Late’) changes in decision dynamics. Here, we employ a well-established visual object categorisation task in which early sensory and post-sensory decision evidence can be dissociated using multivariate pattern analysis of the electroencephalogram (EEG). We capitalize on these distinct neural components to identify when and how complementary auditory information influences the encoding of decision-relevant visual evidence in a multisensory context. We show that it is primarily the post-sensory, rather than the early sensory, EEG component amplitudes that are being amplified during rapid audiovisual decision-making. Using a neurally informed drift diffusion model we demonstrate that a multisensory behavioral improvement in accuracy arises from an enhanced quality of the relevant decision evidence, as captured by the post-sensory EEG component, consistent with the emergence of multisensory evidence in higher-order brain areas.

A conclusive account on how the brain translates audiovisual evidence into a rapid decision is still lacking. Here, using a neurally-informed modelling approach, the authors show that sounds amplify visual evidence later in the decision process, in line with higher-order multisensory effects.

Selective Integration during Sequential Sampling in Posterior Neural Signals

Decisions are typically made after integrating information about multiple attributes of alternatives in a choice set. Where observers are obliged to consider attributes in turn, a computational framework known as "selective integration" can capture salient biases in human choices. The model proposes that successive attributes compete for processing resources and integration is biased towards the alternative with the locally preferred attribute. Quantitative analysis shows that this model, although it discards choice-relevant information, is optimal when the observers' decisions are corrupted by noise that occurs beyond the sensory stage. Here, we used electroencephalography (EEG) to test a neural prediction of the model: that locally preferred attributes should be encoded with higher gain in neural signals over the posterior cortex. Over two sessions, human observers judged which of the two simultaneous streams of bars had the higher (or lower) average height. The selective integration model fits the data better than a rival model without bias. Single-trial analysis showed that neural signals contralateral to the preferred attribute covaried more steeply with the decision information conferred by locally preferred attributes. These findings provide neural evidence in support of selective integration, complementing existing behavioral work.

Evidence accumulation during perceptual decisions in humans varies as a function of dorsal frontoparietal organization

Animal neurophysiological studies have identified neural signals within dorsal frontoparietal areas that trace a perceptual decision by accumulating sensory evidence over time and trigger action upon reaching a threshold. Although analogous accumulation-to-bound signals are identifiable on extracranial human electroencephalography, their cortical origins remain unknown. Here neural metrics of human evidence accumulation, predictive of the speed of perceptual reports, were isolated using electroencephalography and related to dorsal frontoparietal network (dFPN) connectivity using diffusion and resting-state functional magnetic resonance imaging. The build-up rate of evidence accumulation mediated the relationship between the white matter macrostructure of dFPN pathways and the efficiency of perceptual reports. This association between steeper build-up rates of evidence accumulation and the dFPN was recapitulated in the resting-state networks. Stronger connectivity between dFPN regions is thus associated with faster evidence accumulation and speeded perceptual decisions. Our findings identify an integrated network for perceptual decisions that may be targeted for neurorehabilitation in cognitive disorders.

The role of premature evidence accumulation in making difficult perceptual decisions under temporal uncertainty

The computations and neural processes underpinning decision making have primarily been investigated using highly simplified tasks in which stimulus onsets cue observers to start accumulating choice-relevant information. Yet, in daily life we are rarely afforded the luxury of knowing precisely when choice-relevant information will appear. Here, we examined neural indices of decision formation while subjects discriminated subtle stimulus feature changes whose timing relative to stimulus onset ('foreperiod') was uncertain. Joint analysis of behavioural error patterns and neural decision signal dynamics indicated that subjects systematically began the accumulation process before any informative evidence was presented, and further, that accumulation onset timing varied systematically as a function of the foreperiod of the preceding trial. These results suggest that the brain can adjust to temporal uncertainty by strategically modulating accumulation onset timing according to statistical regularities in the temporal structure of the sensory environment with particular emphasis on recent experience.

Centro-parietal EEG potentials index subjective evidence and confidence during perceptual decision making

Recent studies suggest that a centro-parietal positivity (CPP) in the EEG signal tracks the absolute (unsigned) strength of accumulated evidence for choices that require the integration of noisy sensory input. Here, we investigated whether the CPP might also reflect the evidence for decisions based on a quantitative comparison between two sequentially presented stimuli (a signed quantity). We recorded EEG while participants decided whether the latter of two vibrotactile frequencies was higher or lower than the former in six variants of this task (n = 116). To account for biases in sequential comparisons, we applied a behavioral model based on Bayesian inference that estimated subjectively perceived frequency differences. Immediately after the second stimulus, parietal ERPs reflected the signed value of subjectively perceived differences and afterwards their absolute value. Strikingly, the modulation by signed difference was evident in trials without any objective evidence for either choice and correlated with choice-selective premotor beta band amplitudes. Modulations by the absolute strength of subjectively perceived evidence - a direct indicator of task difficulty - exhibited all features of statistical decision confidence. Together, our data suggest that parietal EEG signals first index subjective evidence, and later include a measure of confidence in the context of perceptual decision making.